Anybody have experience with Powerguard insurance. You pay $500 and it covers your bike for five years. I have it, but I find it strange that they don't send you a card or any kind of verification that you are covered. I've called them and they say I'm not in their computer system yet. I'm starting to wonder if they will be there if I get my bike stolen. Ah damn! Now I've probably jinxed myself. Knock on wood.