I was riding through Chadwick (Missouri) yesterday and got flagged down by a guy who said his bike was on fire. I passed by his bike on my way to the campground to get him some help and there wasn't much left. I could tell by the pipe it used to be a two stroke but most everything else was a pile of molten goo. Made me think about the fact that mine isn't insured. I'll bet his wasn't either. I hope he's getting a good tax refund.