The truck's filler neck - at least all the ones I've seen, are metal, screwed onto the frame. The danger of filling station fires is from static electricity, although rare, it does happen.
It's darn near impossible to start a filling station fire with a lit cigarette and as far as I know, not possible with functional electronic devices, like cell phones. These are all on the sign, at least they are where I live.
Where it all gets tricky is the operator somehow builds a static charge, usually from entering the vehicle, without touching any metal surface to discharge it, then grabs the nozzle which discharges the static through the nozzle and ignites the gasoline vapor.
The danger with the portable containers is a plastic tank on a truck bed liner, building the same static charge which is then discharged from the tank to the nozzle, starting a fire.
It's highly unlikely that you'll start a fire. However, if you do start a fire, you're going to damage your vehicle, which won't be cheap, likely to damage the pump, also not cheap. And there's a good chance you will be injured - very expensive.
Which is why the stations put up the signs as recommended by the fire marshal. It's unlikely, but it has happened. When it does happen, it costs a lot of money. Warning signs - to reduce lawsuits (also expensive, even if the station wins), these signs are cheap.
That's why we have the signs.
I fill portable plastic cans strapped to the metal trailer and loaded bikes. If the plastic cans are in a truck bed or carpet, I take them out and put them on the ground. These are the most at-risk fill-ups. Keep one hand on the can/truck, one on the nozzle and the nozzle in contact with the container, you'll be fine. Most likely. Don't sue me. I have nothing as it is, so you'll get nothing for a lawsuit.
I've worked in gas stations for a number of years, never had a pump fire. Did have a carburetor fire though. The guy pulled up to the pump, opened his hood - fire! Put it out. I told him he should get it fixed before he leaves. Told me that he's not gonna worry about it. Filled up and drove off. Scary. Had someone drive off with the nozzle still in the tank. The hoses are built to fail at a given point and stop the gas flow. Not really scary, more irritating.
That's why we have signs. Stupid people. Cue Bill Engvall.