Posted December 18, 2002 - 07:15 PM
Posted December 19, 2002 - 04:26 AM
The web site is easy to follow. You can file a complaint, check carrier info. etc., all on the web site. Good luck
Posted December 19, 2002 - 06:20 AM
I have never heard of a insurance company selling a 5 year policy that covers liability or comprehensive (yes I am an agent for 20+ yrs). All policies that I have seen are only for 1 yr.
Sounds more like an extended warrenty. Who did you buy it from? Dealer or Agent?
I also looked up powerguard at A.M. Best but could not could find where the are rated.
Posted December 19, 2002 - 06:09 PM
Except, they haven't heard of me in Florida--I called--and the bike dealer I bought it from says that they only sell it, not back it. The Evergreen Organization in listed on the contract, and I was told that they are "re-insured" by Hartford. Hartford's web site doesn't mention Powerguard, and Evergreen's web site is defunct. So I'm nervous.
Technically, I told that this is not insurance but a limited warranty against the theft of my bike. It covers theft only, and in California it is not permitted to call this insurance. Furthermore, I'm told that there is some new law beginning in January that makes it illegal to sell these supplimental warranties, unless the customer already has comprehensive insurance.
Who sells insurance against the theft of a dirt bike? I haven't found any.