Insurance cost XR650L


23 replies to this topic
  • Davebert

Posted June 10, 2007 - 08:24 AM

#1

After reading a few other posts about insurance I think my quote was a bit high for full coverage insurance for a 650L. Allstate wants $518 a year or about $40 a year liability only. I am in Florida. Anyone else in Florida here with some current rates they can share?
Thanks,
db

  • Davebert

Posted June 10, 2007 - 09:21 AM

#2

I just checked Progressive Insurance and I can change the rates more to my liking :thumbsup: but I would still like to hear from you Florida folks that have full coverage on their 650L's.
Thanks,
db

added: Is anyone a member of the Honda Riders Club of America and if so, how much of an insurance discount does it get you? Is joining worthwhile?

  • Trail Rider 7

Posted June 10, 2007 - 02:03 PM

#3

What part of Florida are you from? And why would you want to insure a bike vaule of about 3700.00 ?

  • Davebert

Posted June 10, 2007 - 04:56 PM

#4

I'm in the panhandle...I just figured some elderly lady might run it over in a parking spot at WalMart or something so I wanted to be covered. Also, if it was stolen I wouldn't be happy buying another new one! But you have a point there...my old XT600 I bought new many years ago was financed thru the dealer and required full coverage so I paid it off as fast as I could and just had liability.:thumbsup:
db

  • Husqvarnasm450r

Posted June 10, 2007 - 05:59 PM

#5

i pay $500 for mines

  • malevolent73

Posted June 11, 2007 - 03:18 AM

#6

I think your gettin ripped! I live in NY, insurance is much higher here, and I'm paying $250/yr full coverage on an '07... but then again I may be older than you! maybe shop around a little more. I have State Farm for everything, they give a discount if you have multiple policies with them.

  • sephy

Posted June 11, 2007 - 06:47 AM

#7

I'm in CA and I pay $19 a month for full coverage through State Farm... plus I'm 22 and male so my rates should be wayyy up. They did give me some sort of discount for my mom being with them since she was 18 though :thumbsup:

  • ItZaLLgOOd

Posted June 11, 2007 - 07:53 AM

#8

I'm in Ohio but my insurance through Amercian Family is only $168 for the year for full coverage.

  • Davebert

Posted June 11, 2007 - 09:05 AM

#9

I find its the "uninsured motorist" coverage and the medical coverage for the rider and/or passenger that raise the premium the most. I got mine down to about $150 a year full coverage which I can live with :thumbsup:
db

  • hondaxrl650

Posted June 11, 2007 - 11:35 AM

#10

I pay about 600 a year but I have the same coverage that I have on the cars 300 500k but I have it for the medicial .....:thumbsup: on

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  • gabriel

Posted June 11, 2007 - 03:52 PM

#11

What part of Florida are you from? And why would you want to insure a bike vaule of about 3700.00 ?


in california the dmv revokes your registration if you don't have insurance.

  • wheelnut46

Posted June 11, 2007 - 04:32 PM

#12

$285/yr full coverage here in RI

  • Jman955i

Posted June 11, 2007 - 04:44 PM

#13

I pay 100 a year for full coverage. Gieco

  • drtlvr

Posted June 11, 2007 - 05:44 PM

#14

125.00 full coverage in wisconsin,but are riding season is shorter

  • Denn10

Posted June 12, 2007 - 09:07 AM

#15

in california the dmv revokes your registration if you don't have insurance.


Thats not totally correct you dont have to have these plated so therefor you are not required by the state to insure it if its a OHV stickered vehicle

But i pay 135/year in CA for mine Gonna go down a bit i hope i took the DMV/CHP MSF safety course and they say most will give youa 15% for taking the safety course.

  • gabriel

Posted June 12, 2007 - 09:27 AM

#16

Thats not totally correct you dont have to have these plated so therefor you are not required by the state to insure it if its a OHV stickered vehicle

But i pay 135/year in CA for mine Gonna go down a bit i hope i took the DMV/CHP MSF safety course and they say most will give youa 15% for taking the safety course.



no :censored:hit shirlock...who would insure an unplated vehicle? I think everyone knows we're talking about street legal machines. :thumbsup:

  • Denn10

Posted June 12, 2007 - 10:01 AM

#17

calm down ther Gabe!

  • pigryder

Posted June 12, 2007 - 12:03 PM

#18

I pay 140 bucks a year full coverage:thumbsup: Progressive Ins.

  • Davebert

Posted June 12, 2007 - 07:03 PM

#19

Thanks everybody for your insurance info. I think I am happy with the Progressive quote of $152 a year full coverage.
Cheers,
db

  • gabriel

Posted June 13, 2007 - 11:40 AM

#20

Thanks everybody for your insurance info. I think I am happy with the Progressive quote of $152 a year full coverage.
Cheers,
db


heck, if i could get that kind of quote, I would be totally stoked! How old are you?





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