[wmdspalmer]

What's up with auto insurance in NJ? I got an online quote and my rates jumped 5x what I pay here in NC! Is it really that bad? I have bnot had any accidents or tickets.

Will

[mihylo33]

It is really that bad! Keep your cars registered and insured in NC if you can. It's what all the "Latino" people do up here to get a DL and car insurance if their visa or citizenship is less than legal.

[BASSic]

It's really not that bad. I moved to NJ from CA and my rates went down with even better coverage. I have family in PA and I looked into registering my cars there, however the quote for insurance was significantly higher than what I pay in NJ.

The trick is to shop around. I got quotes from about five different companies and the range was pretty large. Take a look at NJ Cure, NJ Manufacturers, Geico, Esurance, or Mercury. There are others, but I've had the best luck with these.

You can always keep the NC registration and insurance. I see lots of people doing that, and there doesn't seem to be much enforcement. FL is another option: I think there are more Florida-registered cars in NJ than in FL!

[wmdspalmer]

Man I would love to but what happens when you get into an accident in NJ and you are plated in NC? My dad still resides here in NC and I could use his address but what do you give for jusstification when you get into an accident?

Will

[mihylo33]

Man I would love to but what happens when you get into an accident in NJ and you are plated in NC? My dad still resides here in NC and I could use his address but what do you give for jusstification when you get into an accident?

Will

I'm not sure what happens, I don't think anything except that afterwards you will have to register and insure your car in NJ.